Declare Health Insurance to be Interstate Commerce = More competition = Lower prices. The health insurance business is a complete mess. According to the AMA in 94% of metro areas around the US, a single insurer had at least 30% of the market and in 56% of the areas a single insurer had 50% or more of the market. Each state regulates the insurance industry in their state driving up costs and reducing the number of insurance providers. If Congress declared that health insurance was interstate commerce all insurance companies could do business in all 50 states. The federal government could set a single set of regulations and instantly we would have more competition. Competition will equal lower prices for consumers.
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